Savings and Current Accounts

PRODUCTS AND FEATURES.

  1. INDIVIDUAL SAVINGS ACCOUNT     Download Account opening Form

The Individual SAVINGS Account is an attractive interest-bearing deposit account that enables customer to safe at convenient will.

Features & Benefits

  • Customized Mastercard ATM card. Our MasterCard can be used for online payments,  POS terminals payments and cash withdrawals from ATMs 
  • Mobile App Banking.
  • 24/7 Banking services via our various e-channels.
  • Accepts cash deposits, other bank cheques (with valid references).
  • Can access any of our loan products
  • USSD service for balance enquiry and airtime top up

Requirements

  • A duly completed account opening package
  • Two(2) duly completed suitable reference forms
  • Two passport photographs
  • Utility bill issued within the last 3 months
  • Minimum opening Balance of N2,000.00
  • Valid means of identification which can be any one of the following: Driver’s License, International passport, National I.D Card, and Permanent Voter’s Card (PVC)
  1. JEWEL SAVINGS ACCOUNT

This is a Savings account for children from birth to 18 years old with higher interest rate compare to individual savings account.

Features & Benefits

  • Attractive higher interest rate
  • Customized Mastercard ATM card. Our MasterCard can be used for online payments,  POS terminals and cash withdrawals at ATMs 
  • Mobile App Banking.
  • 24/7 Banking services via our various e-channels.
  • Accepts cash deposits, other bank cheques (with valid references).

Requirements

  • A duly completed account opening package
  • Two(2) duly completed suitable reference forms
  • Two passport photographs
  • Utility bill issued within the last 3 months
  • Minimum opening Balance of N2,000.00
  • Valid means of identification which can be any one of the following: Driver’s License, International passport, National I.D Card, and Permanent Voter’s Card (PVC)
  1. TARGET SAVINGS ACCOUNT

This is aN ideal Savings account for a target purpose like Christmas, Easter, Pilgrim to Jerusalem, Wedding, Apprentice Graduation etc with higher interest rate compare to individual savings account.

Features & Benefits

  • Attractive higher interest rate
  • Customized Mastercard ATM card. Our MasterCard can be used for online payments,  POS terminals and cash withdrawals at ATMs 
  • Mobile App Banking.
  • 24/7 Banking services via our various e-channels.
  • Accepts cash deposits, other bank cheques (with valid references).

Requirements

  • A duly completed account opening package
  • Two(2) duly completed suitable reference forms
  • Two passport photographs
  • Utility bill issued within the last 3 months
  • Minimum opening Balance of N2,000.00
  • Valid means of identification which can be any one of the following: Driver’s License, International passport, National I.D Card, and Permanent Voter’s Card (PVC)
  1. INDIVIDUAL CURRENT ACCOUNT

The individual current account from which money may be withdrawn without notice catering for frequent deposits and withdrawals with our customized cheque. Withdrawal can be made from our correspondent bank branches.

Features & Benefits

  • Customized Mastercard ATM card. Our MasterCard can be used for online payments,  POS terminals payments and cash withdrawals from ATMs 
  • Mobile App Banking.
  • 24/7 Banking services via our various e-channels.
  • Accepts cash deposits, other bank cheques.
  • Can access any of our loan products
  • USSD service for balance enquiry and airtime top up

Requirements

  • A duly completed account opening package
  • Two(2) duly completed suitable reference forms
  • Two passport photographs
  • Utility bill issued within the last 3 months
  • Minimum opening Balance of N5,000.00
  • Valid means of identification which can be any one of the following: Driver’s License, International passport, National I.D Card, and Permanent Voter’s Card (PVC)

5. CORPORATE CURRENT ACCOUNT

 Corporate Account Opening Form

Account for registered businesses and and institutions. Church Accounts are opened under corporate current account.

Features & Benefits

  • Customized cheque book that goes for clearing in all commercial banks
  • Correspondent Banking. You can transact on your account through branches of our Correspondent Banks Stanbic IBTC and Sterling Bank.
  • Instant fund transfer into your account from Mobile App abd Internet Banking of Commercial Banks
  • Accepts cash deposits, other bank cheques.
  • Can access any of our loan products
  • USSD inward fund transfer service (Available on request)

Requirements

  • A duly completed account opening package
  • Two(2) duly completed suitable reference forms
  • Two passport photographs
  • Utility bill issued within the last 3 months
  • Minimum opening Balance of N10,000.00
  • Valid means of identification which can be any one of the following: Driver’s License, International passport, National I.D Card, and Permanent Voter’s Card (PVC)